KEY PERSON INSURANCE
Insurance on the life or health of a key individual whose services are essential to the continuing success of a business and whose death or disability could cause the firm a substantial financial loss.

KIDNAP/RANSOM INSURANCE
Coverage up to specific limits for the cost of ransom or extortion payments and related expenses. Often bought by international corporations to cover employees. Most policies have large deductibles and may exclude certain geographic areas. Some policies require that the policyholder not reveal the existence of the coverage.

Epstein Insurance Services, Licensed Home, Health, Life and Auto Insurance Agent.
Personal and Commercial Insurance, California State License # 0495709
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Authorized Independent Agent serving in Apple Valley, Barstow, San Bernardino, Blythe, Calexico, Calipatria, Cathedral City, Chino Hills, Corona, Desert Hot Springs, El Centro, fontana, Hemet, Hesperia, Indio, Lake Elsinore, Loma Linda, Menifee, Moreno Valley, Murrietta, Ontario, Palm Desert, Palm Springs, Perris, Phelan, Rancho Cucamonga, Redlands, Rialto, Riverside, San Jacinto, Sun City, Temecula, Twentynine Palms, Victorville, Wildomar, Yucca Valley and other residents of California.